RENE ALFREDO BILLINO, PLAINTIFF-APPELLANT, v. CITIBANK, N.A. and CITIBANK (NEW YORK STATE), DEFENDANTS-APPELLEES. CITIBANK (NEW YORK STATE), DEFENDANT-THIRD PARTY PLAINTIFF-APPELLEE, v. NATIONSBANK OF TENNESSEE, N.A., THIRD PARTY DEFENDANT-CROSS-CLAIMANT-APPELLEE. No. 1431, Docket No. 96-9410.United States Court of Appeals, Second Circuit.Argued: May 15, 1997. Decided: September 9, 1997. Page 724 David A. Bythewood, Bythewood Associates, Garden City, […]